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Key Considerations When Choosing a Policy
Selecting the right life insurance policy requires careful evaluation. Consider your
financial goals, income, debts, and dependents’ needs. Determine the coverage
amount—experts recommend 10–15 times your annual income. Compare quotes from
multiple insurers to find competitive premiums, and review the insurer’s financial
stability and reputation. Additionally, assess whether you need riders, such as critical
illness or disability coverage, to enhance your policy.